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Platinum Home Mortgage is a direct lender offering more mortgage
programs than any other lender... bar none.

Where would you like to get started?

Purchase Refinance Loan Inquiry

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    Why Choose Platinum?

    Homebuyers want their lender’s approval, but we believe it should be the other way around. You shouldn’t just be happy that your loan was approved; Platinum’s experienced team wants your home loan process to be as quick, easy and stress free as possible. We offer you competitive rates, some of the fastest closing times in the industry and continuous communication throughout the home loan process.


    Since 1993, we’ve put your best interests first to provide the sound home financing options you need to finance your first home, move up home or refinance an existing home. Visit our What to Expect section for tools to make the home loan process as quick, easy and stress free as possible.

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    Who We Are

    Platinum is a national mortgage lender offering a comprehensive selection of mortgage financing options to first-time homebuyers, move-up buyers and individuals wishing to refinance

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    Why We Are Different

    Platinum built its business model on ethical, responsible lending. Our goal remains to look after the financial well-being of our customers and to protect them from risk of foreclosure and financial heartbreak.

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    Programs For Everyone

    Whether you are purchasing, refinancing or renovating your home, Platinum offers more mortgage programs than most other lenders. We put our customer’s best interests first and provide a quick, easy and stress-free financing experience

    Explore Programs
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    HARP Help Center

    Even if you’ve been told you didn’t qualify for a refinance before, now Platinum is ready to help you with a special program. The Home Affordable Refinance Program (HARP) could help millions of homeowners just like you.

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What We Offer

Whether you are purchasing, refinancing or renovating your home, we offer a full spectrum of financing options. If you want to close your loan in a timely manner, Platinum is the place it happens!

  • Conforming
  • Jumbo
  • FHA
  • VA
  • USDA
  • HomeStyle® Renovation
  • FHA 203(k) Streamlined
  • FHA 203(k) Standard
  • Low FICO Score
  • Platinum’s Dream Loan©
  • Delayed Financing
  • W-2 Validation Program
  • Sweat Equity
  • Manufactured Homes
  • Financing Multiple Properties
  • And much, much more!