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The 5 Steps

The 5 Simple Steps in the Home Loan Process

THE FIVE STEPS

  1. PREQUALIFICATION & PREAPPROVAL
    Speak to an experienced mortgage consultant who can get you started by asking and answering questions about your specific financing needs. Your mortgage consultant can then advise you on your financing options.
  2. APPLICATION & DOCUMENTATION
    Completing the loan application and submitting all required documentation will be easier and faster if you are working with an experienced team like Platinum Home Mortgage. Our professional mortgage consultants will work with you to get all the paperwork completed accurately and upfront.
  3. LOAN PROCESSING
    Your mortgage consultant and loan processor will collect all the necessary documents to obtain a home loan. They will also do a final review of your application and documentation before sending it to the underwriter.
  4. LOAN REVIEW BY UNDERWRITER
    Because underwriting reviews your loan and renders a final decision, this step can seem scary, but don’t be frightened. Our experienced team can help ensure smooth sailing through underwriting. Our expertise and guidance means your loan will be well prepared for this step in the process.
  5. SIGN THE FINAL LOAN DOCUMENTS
    Once your loan is approved, our Closing Department will prepare final documents for signing. Once these documents are signed, the home loan process is complete.