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661-805-3660 | Carmen Alberto

Carmen Alberto

Senior Mortgage Consultant
Mortgage Consultant Picture
Contact Information
5601 Truxtun Ave, Suite 200
Bakersfield, CA 93309
T: 661-716-4331
C: 661-805-3660
F: 661-244-8163
carmen.alberto@phmc.com
NMLS ID #227892
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At Platinum Home Mortgage Corporation, we are able to provide financing solutions to our customers to meet their individual needs.

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.

I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We also have a specialized renovation department that serves our customers from initial application through the hammering of the last nail. Find out about the benefits of FHA and conventional renovation financing.

I am the recipient of the following awards:

  • Chairman's Club: 2015
  • President's Club: 2012 and 2013
  • Originator's Club: 2011, 2014 and 2016

Customer Reviews
  • Jun 12, 2018
    Source: Google
    Rating:
    Our experience with Carmen was excellent. Carmen is professional, courteous, patient and inspires trust. Carmen showed us all the possible options that would cover our needs, and that fit our budget. Every time we had questions, she took the time to answer them and explain to us in the way we could understand. Thanks to her and her team, my family and I have the house we wanted. I would recommend Carmen to anyone looking to buy a house. Nuestra experiencia con Carmen fue excelente. Carmen es profesional, cortes, paciente e inspira confianza. Carmen nos mostró totas las opciones posibles que cubrieran nuestras necesidades y que se ajustaran a nuestro presupuesto. Cada vez que teníamos preguntas ella tomaba el tiempo para responderlas y explicarnos de la manera en que nosotros pudiéramos entender. Gracias a ella y su equipo mi familia y yo tenemos la casa que deseábamos. Recomendaría a Carmen con cualquiera que estuviera buscando comprar una casa.
  • May 31, 2018
    Source: Google
    Rating:
    Carmen is amazing!! She took us from doubtful potential homeowners to finally buying our first home. She was very patient with all of my questions that I probably asked her a dozen times or so she took the time to answer each one like it was the first time she heard it. I will forever refer her to any potential home buyers that I know, and already have. Thank you Carmen for being such a huge help with everything!
  • May 23, 2018
    Source: Merchant Circle
    Rating:
    Carmen was such a great help to me and my husband. She was always there when we had questions on thing we didn't understand and made our purchases easy. It was not a long wait at all and we would recommend her to anybody that is looking on buying a home. We would really like to thank her very much for all that she has done for us in putting us in our dream home thankyou carmen
  • May 19, 2018
    Source: Google
    Rating:
    Carmen, Rose and Danielle were awesome all throughout our mortgage process. They made getting a loan be an stress less process. Carmen has great customer service, and is very helpful she explains everything thoroughly and will answer all your questions. If you are thinking about purchasing a home go with Carmen you won’t regret it. She and her team are excellent!!!
  • May 07, 2018
    Source: Merchant Circle
    Rating:
    This was our first time buying a home. We were referred to Platnium Mortgage with Carmen Alberto. She is amazing!! She met with us immediately and really took the time to find us the perfect loan for our specific needs. We didnt feel any pressure and she explained the differences between our loan options. Overall, our experience with Carmen made our first home purchase so easy and stressfree. We definitly felt she went above and beyond to ensure we were happy and understood everything we needed know in buying a home. We absolutley recommend Carmen and Platnium Mortgage. THANK YOU FOR MAKING OUR DREAM OF OWNING A HOME COME TRUE!!!
  • Dec 12, 2017
    Source: Google
    Rating:
    Best local Bakersfield Lender. I recommend working with Carmen Alberto and send all my closest friends and family to her. She is very professional and knowledgeable. She will help you get the best loan for your situation and will deliver in a timely manner. Truly the only mortgage lender I enjoy working with and I've dealt with many including WF, BofA, Quicken Loans and even local credit unions for both personal and investment loans. Call Carmen, Thank me later.
  • Dec 08, 2017
    Source: Google
    Rating:
    Carmen Alberto and her amazing team of Rose and Danielle were wonderful, professional and extremely helpful throughout the entire process. This was our first home and we’d heard so many horror stories about other lenders but Carmen and her team made it so simple that she will be our go-to lender for years to come. We will always recommend her to all friends and family members because we know she will provide exceptional service and make their experience worth telling.
  • Sep 12, 2017
    Source: Google
    Rating:
    Carmen Alberto at Platinum home Mortgage did an excellent job helping me understand all paper work, but most important she is someone you can trust. Honest & humble....She doesn't keep anything hideding...The Platinum Home mortgage team they all worked as one team to help me made the process easy on purchasing my home....I did not stress at all. They helped me getting all my stuff together. I appreciate the help, the honestity and the professionalism they demonstrated. Thank you very much. Jakelin Anguiano.
  • Sep 08, 2017
    Source: Google
    Rating:
    We recently used Platinum Home Mortgage for our first home purchase. Carmen Alberto was our mortgage consultant. I can not express how appreciative our family is of Carmen's hard work and dedication to our loan process. She was very knowledgeable and trustworthy, I knew that she always had our best interest when giving advice or helping us make decisions. She was there for us from the very beginning through closing and beyond. I would highly reccommend her to anyone looking to finance their loan.
  • Aug 18, 2017
    Source: Google
    Rating:
    Carmen is the best. I did not have to do any worrying it was handled by the best thanks Carmen
Platinum Home Mortgage - Carmen Alberto
Rated 5/5 based on 13 reviews