687 West Canfield Avenue
Coeur d'Alene, ID 83815
NMLS ID #319232
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My mission is to provide home financing that meets your needs. Because your home is one of your biggest investments, it’s important to ensure that your mortgage fits you. This is my specialty - helping you find mortgage solutions that meet your current situation, while complementing your long-term financial goals.
I am an expert in all facets of mortgage financing, including non-conforming/jumbo, FHA, VA, and USDA Rural Housing.
Whether you are a first-time homebuyer, purchasing a second home or looking to invest in real estate, I will help you secure the best options to meet your needs. I look forward to the opportunity to demonstrate the benefits of my service.
TinaBanfillFeb 20, 2017Source: GoogleMatt Richter and staff at Platinum Mortgage were great to work with. Our experience, start to finish, was always positive. Thank you Matt (and everyone at Platinum) for making an otherwise stressful process smooth and stress-free!!
DBaconJan 23, 2017Source: Our WebsiteMatt made buying our home super easy. He helped make sure our ducks were in a row and helped us through the whole process. I will certainly use him again and recommend anyone else who wants to buy a home to also!
JimmyMorrisonNov 04, 2016Source: GoogleMatt was very professional during the whole experience of buying and financing our home. He made the process very easy and manageable. I would definitely recommend Platinum Home Mortgage to anyone looking for a pleasant lending experience.
RichAllenNov 01, 2016Source: GoogleThanks Matt for making my Refi. painless because you do your job so well. I will call you when I get ready to buy more properties.
PattyMorrisonNov 01, 2016Source: GoogleWorking with Matt Richter was a pleasure. He was so capable and respectful as he sat with my husband and me to prepare a loan for our new home. He also took the time to give us financial information on the possibilities of investing in a second property which was very exciting. This extra effort made me feel as though he was someone who wanted to partner with us to meet our needs and not just get a transaction done. Our process was efficient and closing was smooth. Whenever possible, he emailed what he could to accommodate our lives. Matt's forthrightness and perfectionism is not always seen these days in banking. We knew what to expect from the beginning of our process and that is what happened through to the end. I wouldn't hesitate to recommend him to anyone and already have. I just think of him as our lender now and look forward to future work we can trust him with. Patty Morrison
C BrennemanOct 18, 2016Source: GoogleMatt did an amazing job, from beginning to completion. He is knowledgeable and honest, and Matt always found the answers to my questions, even if he had to do a bit of research. The entire process was organized, thorough, and timely. Matt was our mortgage consultant 12 years ago, and it was a blessing to work with him again. I highly recommend him to everyone.
JohnSep 29, 2016Source: Our WebsiteWhen I originally decided to refinance our home I was working with a lender out of Georgia. I didn't think there was anyone locally who could compete with the rate the Georgia Group was giving us. After talking with Matt and giving him my information he was able to match and beat the others. I felt immediately he was very competent and I wanted to work with someone locally. In the end he did A great job for us. My wife and I are very pleased, and I would highly recommend him to anyone especially my closest friends.
MonicaTerrySep 26, 2016Source: GoogleMatt was the best loan officer I've ever dealt with. The purchase of my house was like a six month process as it was contingent upon the sale of my old house. He was very patient and helpful throughout the process. Including the last two days when we ran into a hurdle. I would recommend him and platinum to anyone needing a home loan.
MichelleThurstonSep 23, 2016Source: GoogleMatt Richter provided a seamless and pleasant experience for our family. Anytime we had a question, he responded quickly and kept us informed throughout each step of the way with our home mortgage. His expertise in the field are appreciated and we will use him again as the opportunity arises.
RichardSheldenSep 14, 2016Source: GoogleMatt did an awesome job working with us on our mortgage to purchase our home. He was very helpful in making sure we had everything in order to meet our closing date, and in fact, we closed a few days early. We had not purchased a home for a long time,and to say that things have changed a little is by far an understatement. I would recommend to anyone who may be considering a home purchase that you contact Matt at Platinum.