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559-361-2094 | Mike Garay

Mike Garay

Branch Manager
Mortgage Consultant Picture
Contact Information
878 W. Morton Ave.
Suite C
Porterville, CA 93257
C: 559-361-2094
mike.garay@phmc.com
NMLS ID #249941

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PORTERVILLE OFFICE | VISALIA OFFICE


At Platinum Home Mortgage, we are able to provide financing solutions to our customers to meet their individual needs. We have been in business since 1993 and are licensed in all 50 states and the District of Columbia.

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service. I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We offer a variety of down payment assistance programs and low down payment financing for manufactured homes. Don´t fit the standard mold? Our "outside of the box" program offers financing for self-employed borrowers, non- U.S. citizens, investors with more than 10 properties, and non-warrantable condos.

For consumers interested in buying or refinancing a property in need of repairs, our specialized renovation department will assist you from initial application through the hammering of the last nail. Find out about the benefits of FHA and conventional renovation financing.