Life at PHMC
Featured Posts
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Loan Options Guide Get the Scoop on Home Equity LoansSeptember 1, 2022The last several years have proven to be unpresented times for property appreciation with homeowners’ s equity increasing at an extraordinary pace. Do borrowers have to sell to access some of that equity? What if a borrower wants to make home improvements, pay for college, buy a car, or consolidate other outstanding bills? Now could be a good time for you to consider a home equity loan or cash-out refinance.
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Loan Options Guide Buying a home for the first time: is FHA the way to go?September 2, 2021Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
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Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a homeJuly 8, 2021Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
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Loan Options Guide Get the Scoop on Home Equity LoansSeptember 1, 2022The last several years have proven to be unpresented times for property appreciation with homeowners’ s equity increasing at an extraordinary pace. Do borrowers have to sell to access some of that equity? What if a borrower wants to make home improvements, pay for college, buy a car, or consolidate other outstanding bills? Now could be a good time for you to consider a home equity loan or cash-out refinance.
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Homebuying Resources Banking + Cannabis: The Road to HomeownershipApril 20, 2022The cannabis industry is booming and PHMC is here to help get you home. A generally cash-only business may make other lenders say, “not today,” but Platinum counters with “we’ll find a way!” Our team of mortgage specialists have the expertise and resources to help navigate on what’s available as a cannabis professional.
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Homebuying Resources Need a down payment? Homeownership could be a tax refund away!April 13, 2022Buying a home is a big financial decision. So regardless of whether your tax refund is available yet, you should contact Platinum Home Mortgage to learn about all the loan products that can help bring you closer to your goal of homeownership.
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Platinum Experiences Women’s History Employee Spotlight: Jennifer WardMarch 31, 2022I’ve been in the industry for 22 years. The first decade, I started as a part-time Teller at a large national bank and eventually worked my way up to Branch Manager.
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Platinum Experiences Women’s History Employee Spotlight: Helen R. ThomasMarch 26, 2022I started as a loan officer in January 1986, when interest rates had just fallen below 10 percent and before there was technology as we know it today. Back then, it took more time to get the job done because the processes were longer:
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Platinum Experiences Women’s History Employee Spotlight: Joanna Dunki-JacobsMarch 12, 2022Women’s History Employee Spotlight
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Platinum Experiences How Does 10-year Treasury Yield Impact Financial Landscape?March 8, 2022The 10-year U. S. Treasury yield serves as a vital economic benchmark for borrowing rates, such as mortgage rates. It’s closely watched as an indicator of broader investor confidence that is affected when the Treasury yield fluctuates
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Platinum Experiences What are ways to create community in your neighborhood?March 6, 2022Your neighbors are the key players when it comes to building and maintaining a strong community. Whether you live in a new or existing neighborhood, communities can grow as long as residents are willing to foster relationships with their neighbors.
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Platinum Experiences Community Gardens + Homeownership: Positive Impacts for the NeighborhoodFebruary 25, 2022Community gardens are a great way to bring homeowners together for the benefit of the entire neighborhood. Participation in starting and maintaining a garden can help transform residents into a united community.
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Platinum Experiences 5 Reasons to House Hunt Off SeasonFebruary 15, 2022The crisp air and motivated sellers make buying a house during the off-peak fall and winter seasons the perfect time to get your perfect home. When a property is listed, the goal is usually to get it sold as quickly as possible, so sellers may be more willing to accommodate buyers who are searching during the off season.
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Platinum Experiences Celebrate Your Female FriendshipsFebruary 11, 2022Have you ever put any thought into a character from a popular TV show inventing an actual holiday? It never crossed my mind either. But that’s exactly how February 13 became known as Galentine’s Day.
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Platinum Experiences Tips to Combat the “Winter Blues”January 27, 2022It’s not your imagination if you feel a case of the winter blues every year. Your mood swings, fatigue, and lack of energy can be attributed to colder weather and the national time change that results in shorter daylight hours. There’s actually a clinical term, called Seasonal Affective Disorder (SAD), that describes how a lot of people feel during the fall and winter months.
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Homebuying Resources How Does 10-year Treasury Yield Impact Financial Landscape?January 21, 2022The 10-year U. S. Treasury yield serves as a vital economic benchmark for borrowing rates, such as mortgage rates. It’s closely watched as an indicator of broader investor confidence that is affected when the Treasury yield fluctuates.
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Platinum Experiences Toast to New Year Resolution Tips!January 6, 2022While making resolutions can signify a fresh start for many people, it might be a good idea to set impending goals before the new year begins. This action allows us to mentally prepare ourselves for the changes we plan to make. New Year’s resolutions should be about making beneficial changes in the months ahead.
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Platinum Experiences Candy Canes: The RemixDecember 28, 2021Are you tired of munching on the striped, sweet treats that are synonymous with the holiday season? If so, there are some fun and tasty ways to repurpose uneaten candy canes.
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Platinum Experiences Holiday Meals That Satisfy Dietary RestrictionsDecember 17, 2021It’s that time of year when hosts are serving an abundance of delicious, savory food. But is there an easy way to prepare flavorful dishes that even your guests with diet restrictions can enjoy?
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Loan Options Guide PHMC CEO’S Take on Special Purpose Credit ProgramsDecember 13, 2021In National Mortgage News today, Platinum’s CEO William Giambrone is quoted as saying that the company is ‘ready and willing’ to move forward with participating in the Special Purpose Credit Programs, presenting more opportunities for future homeowners.
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Homebuying Resources Fannie Mae Rule Paves Way to Turn Renters into HomeownersDecember 2, 2021The rules have changed when it comes to credit scores playing a major role in applicants getting approved for a mortgage loan.
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Platinum Experiences When it’s time to sell your home, unveil fresh scents that make sense!November 18, 2021Smell is one of our most important senses and different aromas can trigger various emotions in our daily lives.
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Platinum Experiences Creative Ways to Repurpose Your Halloween PumpkinNovember 11, 2021Want a mouth-watering treat? No need to head to the grocery store when you already have a nutritious pumpkin on hand. There are ways to squeeze out every cent you spent on your pumpkin without wasting any part of it.