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Featured Posts

  • Loan Options Guide Get the Scoop on Home Equity Loans
    September 1, 2022
    The last several years have proven to be unpresented times for property appreciation with homeowners’ s equity increasing at an extraordinary pace. Do borrowers have to sell to access some of that equity? What if a borrower wants to make home improvements, pay for college, buy a car, or consolidate other outstanding bills? Now could be a good time for you to consider a home equity loan or cash-out refinance.
  • Loan Options Guide Buying a home for the first time: is FHA the way to go?
    September 2, 2021
    Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
  • Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a home
    July 8, 2021
    Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
  • Homebuying Resources Fannie Mae Rule Paves Way to Turn Renters into Homeowners
    December 2, 2021
    The rules have changed when it comes to credit scores playing a major role in applicants getting approved for a mortgage loan.
  • Platinum Experiences When it’s time to sell your home, unveil fresh scents that make sense!
    November 18, 2021
    Smell is one of our most important senses and different aromas can trigger various emotions in our daily lives.
  • Platinum Experiences Creative Ways to Repurpose Your Halloween Pumpkin
    November 11, 2021
    Want a mouth-watering treat? No need to head to the grocery store when you already have a nutritious pumpkin on hand. There are ways to squeeze out every cent you spent on your pumpkin without wasting any part of it.
  • Platinum Experiences Why Does Daylight Saving Time Exist?
    November 5, 2021
    It’s almost time to turn back the clocks one hour. This means we’ll gain an hour of sleep, but it will get dark earlier in the day. The 2021 Daylight Saving Time (DST) officially ends on Sunday, Nov. 7, at 2 a.m. (fall back an hour to 1:00 a.m.)
  • Platinum Experiences Relax + Unwind in Your Autumn-Inspired Oasis
    October 25, 2021
    Want to spruce up your home this autumn without doing a major project? It’s not difficult to create the cheerful, cozy boost you want without breaking the bank.
  • Homebuying Resources Do School Districts Impact Home Prices & Property Values?
    October 15, 2021
    The location of a school district can significantly impact the price and property values of nearby homes. When real estate is located within the boundaries of a good school district with a high standard of living, the property values tend to be higher than surrounding areas.
  • Homebuying Resources Refinancing Rundown – Part 2
    October 8, 2021
    Refinancing is when you get a brand-new loan to pay off and replace your existing loan. Therefore, the terms of the old loan are replaced by the new agreement. We’ve compiled some frequently asked questions to help you better understand the ups and downs of refinancing your mortgage loan.
  • Homebuying Resources Refinancing Rundown – Part 1
    October 1, 2021
    Refinancing is when you get a brand-new loan to pay off and replace your existing loan. This means the terms of the old loan are replaced by the new agreement.
  • Loan Options Guide Demand Climbs for Renovation Loans
    September 17, 2021
    No longer does a potential home buyer (or move-up buyer) have to decide between buying a new home or renovating their existing one. Now they are choosing both, renovating their newly purchased home.
  • Platinum Experiences Coloring Books = Relief During House Hunting Process
    September 14, 2021
    Did you know that coloring can help you alleviate some of the unexpected emotions you may experience while house shopping? Adult coloring is gaining popularity as a form of stress release with therapeutic potential to reduce anxiety.
  • Loan Options Guide Buying a home for the first time: is FHA the way to go?
    September 2, 2021
    Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
  • Platinum Experiences 2021 Housing Market is Booming
    August 23, 2021
    This year’s housing market continues to explode like fireworks! In today’s hot real estate market, home inventory is low while competition is high, giving sellers the opportunity to find multiple buyers a lot faster.
  • Platinum Experiences Watch parties: Can they affect the housing market?
    August 6, 2021
    The pandemic forced us to spend a lot more time at home. With stay-at-home orders, our homes became an even more important place to spend time with family. That confinement (and spending less money outside the house) is a huge factor that contributed to the current remodeling trend.
  • Loan Options Guide Student loan disaster: Is there hope?
    July 23, 2021
    Student loan debt is a crisis! Americans owe more in student loans than they do on credit cards.
  • Homebuying Resources Renovations on the rise
    July 14, 2021
    Demand for home renovations on the rise After spending so much time changing the way we live because of the pandemic, homeowners have found new ways to make home life fit with our new realities. As part of that change, we’re doing home renovations to get more comfortable in our current live-work environment.
  • Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a home
    July 8, 2021
    Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
  • Homebuying Resources FAQs to walk you through the mortgage loan process – Part 2
    June 29, 2021
    The final installment of these frequently asked questions will walk you through the mortgage loan process and help serve as a guide in your decision-making process.
  • Homebuying Resources FAQs to walk you through the homebuying process – Part 1
    June 15, 2021
    Buying a house is a major commitment. That means it’s important for you to understand the journey that you’ll be taking during the homebuying process—from start to finish.
  • Homebuying Resources Up Your Home’s Curb Appeal with Spring Cleaning
    April 20, 2021
    Selling your home also requires a fair amount of Spring Cleaning. Not just the of recycling old boxes, but also creating that sense of “home” for someone else.
  • Loan Options Guide GSE Restrictions Raise Questions about Transparency and Public Debate
    April 8, 2021
    Community Home Lenders Association (CHLA) wrote a letter to Treasury and FHFA asking for a suspension of Fannie Mae and Freddie Mac mortgage purchase restrictions adopted in mid-January as part of changes to the GSEs’ Preferred Stock Purchase Agreements (PSP).
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* Platinum Home Mortgage Corporation specializes in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We offer a variety of down payment assistance programs and low down payment financing for manufactured homes.

* For consumers interested in buying or refinancing a property in need of repairs, our specialized renovation department will assist you from initial application through the hammering of the last nail. Find out about the benefits of FHA and conventional renovation financing.
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