Life at PHMC

Want a mouth-watering treat? No need to head to the grocery store when you already have a nutritious pumpkin on hand. There are ways to squeeze out every cent you spent on your pumpkin without wasting any part of it.

Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?

No longer does a potential home buyer (or move-up buyer) have to decide between buying a new home or renovating their existing one. Now they are choosing both, renovating their newly purchased home.

Remember, not only is a Granny Pod one of the lowest options in terms of cost, you also have one of the most unique selling points in the entire neighborhood: another structure.

The location of a school district can significantly impact the price and property values of nearby homes. When real estate is located within the boundaries of a good school district with a high standard of living, the property values tend to be higher than surrounding areas.

The rules have changed when it comes to credit scores playing a major role in applicants getting approved for a mortgage loan.

Buying a house is a major commitment. That means it’s important for you to understand the journey that you’ll be taking during the homebuying process—from start to finish.

The final installment of these frequently asked questions will walk you through the mortgage loan process and help serve as a guide in your decision-making process.

When shopping for a home loan, buyers are usually focused on 2 things: what’s my rate going to be and how much is the mortgage insurance.

Up until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan options making it hard to qualify for, or they did not offer them at all.

Community Home Lenders Association (CHLA) wrote a letter to Treasury and FHFA asking for a suspension of Fannie Mae and Freddie Mac mortgage purchase restrictions adopted in mid-January as part of changes to the GSEs’ Preferred Stock Purchase Agreements (PSP).

The first step was buying your first house, and you felt the benefits: your credit score continues to increase, and during tax season, you can write off 12 months of interest and keep a huge chunk of cash to yourself, not to Uncle Sam.

It’s that time of year when hosts are serving an abundance of delicious, savory food. But is there an easy way to prepare flavorful dishes that even your guests with diet restrictions can enjoy?

2017 [was] a record-setting year for natural disasters: “for the first nine months of 2017, the United States has endured 15 disasters that each cost $1 billion or more and collectively claimed 323 lives …” says PBS.

The 10-year U. S. Treasury yield serves as a vital economic benchmark for borrowing rates, such as mortgage rates. It’s closely watched as an indicator of broader investor confidence that is affected when the Treasury yield fluctuates.

The 10-year U. S. Treasury yield serves as a vital economic benchmark for borrowing rates, such as mortgage rates. It’s closely watched as an indicator of broader investor confidence that is affected when the Treasury yield fluctuates

One of my favorite parts about real estate is that someone can buy a New Construction Home. This is one of the rare times in this world that you can truly call a place yours, and only yours.

For all those wishing to escape the traffic and crowds that come with city life, a cozy home in the quiet atmosphere of a rural community is waiting for you with 0% down!

1996 marks a watershed moment when California became the first state to legalize medicinal marijuana. 19 years later, the legalization of a once strictly outlawed substance has now been legalized for medicinal purposes in 23 states.

All March, we celebrate trailblazing females and the achievements they make every day to society. National Women’s History Month reflects on the past and the progress that women have made over the years, including increasing their earnings and education.