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Loan Options Guide Get the Scoop on Home Equity LoansSeptember 1, 2022The last several years have proven to be unpresented times for property appreciation with homeowners’ s equity increasing at an extraordinary pace. Do borrowers have to sell to access some of that equity? What if a borrower wants to make home improvements, pay for college, buy a car, or consolidate other outstanding bills? Now could be a good time for you to consider a home equity loan or cash-out refinance.
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Loan Options Guide Buying a home for the first time: is FHA the way to go?September 2, 2021Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
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Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a homeJuly 8, 2021Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
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Platinum Experiences Why Does Daylight Saving Time Exist?November 5, 2021It’s almost time to turn back the clocks one hour. This means we’ll gain an hour of sleep, but it will get dark earlier in the day. The 2021 Daylight Saving Time (DST) officially ends on Sunday, Nov. 7, at 2 a.m. (fall back an hour to 1:00 a.m.)
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Platinum Experiences Relax + Unwind in Your Autumn-Inspired OasisOctober 25, 2021Want to spruce up your home this autumn without doing a major project? It’s not difficult to create the cheerful, cozy boost you want without breaking the bank.
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Homebuying Resources Do School Districts Impact Home Prices & Property Values?October 15, 2021The location of a school district can significantly impact the price and property values of nearby homes. When real estate is located within the boundaries of a good school district with a high standard of living, the property values tend to be higher than surrounding areas.
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Homebuying Resources Refinancing Rundown – Part 2October 8, 2021Refinancing is when you get a brand-new loan to pay off and replace your existing loan. Therefore, the terms of the old loan are replaced by the new agreement. We’ve compiled some frequently asked questions to help you better understand the ups and downs of refinancing your mortgage loan.
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Homebuying Resources Refinancing Rundown – Part 1October 1, 2021Refinancing is when you get a brand-new loan to pay off and replace your existing loan. This means the terms of the old loan are replaced by the new agreement.
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Loan Options Guide Demand Climbs for Renovation LoansSeptember 17, 2021No longer does a potential home buyer (or move-up buyer) have to decide between buying a new home or renovating their existing one. Now they are choosing both, renovating their newly purchased home.
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Platinum Experiences Coloring Books = Relief During House Hunting ProcessSeptember 14, 2021Did you know that coloring can help you alleviate some of the unexpected emotions you may experience while house shopping? Adult coloring is gaining popularity as a form of stress release with therapeutic potential to reduce anxiety.
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Loan Options Guide Buying a home for the first time: is FHA the way to go?September 2, 2021Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
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Platinum Experiences 2021 Housing Market is BoomingAugust 23, 2021This year’s housing market continues to explode like fireworks! In today’s hot real estate market, home inventory is low while competition is high, giving sellers the opportunity to find multiple buyers a lot faster.
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Platinum Experiences Watch parties: Can they affect the housing market?August 6, 2021The pandemic forced us to spend a lot more time at home. With stay-at-home orders, our homes became an even more important place to spend time with family. That confinement (and spending less money outside the house) is a huge factor that contributed to the current remodeling trend.
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Loan Options Guide Student loan disaster: Is there hope?July 23, 2021Student loan debt is a crisis! Americans owe more in student loans than they do on credit cards.
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Homebuying Resources Renovations on the riseJuly 14, 2021Demand for home renovations on the rise After spending so much time changing the way we live because of the pandemic, homeowners have found new ways to make home life fit with our new realities. As part of that change, we’re doing home renovations to get more comfortable in our current live-work environment.
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Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a homeJuly 8, 2021Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
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Homebuying Resources FAQs to walk you through the mortgage loan process – Part 2June 29, 2021The final installment of these frequently asked questions will walk you through the mortgage loan process and help serve as a guide in your decision-making process.
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Homebuying Resources FAQs to walk you through the homebuying process – Part 1June 15, 2021Buying a house is a major commitment. That means it’s important for you to understand the journey that you’ll be taking during the homebuying process—from start to finish.
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Homebuying Resources Up Your Home’s Curb Appeal with Spring CleaningApril 20, 2021Selling your home also requires a fair amount of Spring Cleaning. Not just the of recycling old boxes, but also creating that sense of “home” for someone else.
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Loan Options Guide GSE Restrictions Raise Questions about Transparency and Public DebateApril 8, 2021Community Home Lenders Association (CHLA) wrote a letter to Treasury and FHFA asking for a suspension of Fannie Mae and Freddie Mac mortgage purchase restrictions adopted in mid-January as part of changes to the GSEs’ Preferred Stock Purchase Agreements (PSP).
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Homebuying Resources 10 Reasons Why Home Buyers Should Hire a Real Estate AgentJuly 12, 2019The #1 reason home buyers and sellers choose not to use a real estate agent is…. you guessed it, to save money on real estate commission costs.
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Homebuying Resources 4 Benefits of a Mortgage PreapprovalJune 17, 2019What’s a mortgage preapproval, and why is it important? It assesses your income, assets, debts, and credit history then issues an exact loan amount you qualify for.
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Homebuying Resources The Answers to 4 Common Questions About Buying a HomeJune 6, 2019Buying a home for the first time can be one of the most intimidating processes we undergo in life, but it doesn’t have to be that way! We’re here to spread as much knowledge as we possibly can to help your purchase or refinance go as smoothly as possible.