Life at PHMC

Some say they’re killing the mortgage industry, others say they’re just too far in debt or afraid of commitment.

Buying a home is a big financial decision. So regardless of whether your tax refund is available yet, you should contact Platinum Home Mortgage to learn about all the loan products that can help bring you closer to your goal of homeownership.

In National Mortgage News today, Platinum’s CEO William Giambrone is quoted as saying that the company is ‘ready and willing’ to move forward with participating in the Special Purpose Credit Programs, presenting more opportunities for future homeowners.

For every reason other banks and lenders said “you can’t qualify,” we say “you can!” At Platinum, we understand not all buyers will fit the profile for traditional financing

March is National Women’s History Month. That means for 31 days there will be celebrations around the world to honor all the social, economic, cultural, and political achievements women make each day to society.

“I was on vacation in Ireland, the concept of a pub in your backyard was a big trend. I really enjoyed them and decided to bring the idea back home with me,”

Refinancing is when you get a brand-new loan to pay off and replace your existing loan. This means the terms of the old loan are replaced by the new agreement.

Refinancing is when you get a brand-new loan to pay off and replace your existing loan. Therefore, the terms of the old loan are replaced by the new agreement. We’ve compiled some frequently asked questions to help you better understand the ups and downs of refinancing your mortgage loan.

Want to spruce up your home this autumn without doing a major project? It’s not difficult to create the cheerful, cozy boost you want without breaking the bank.

Demand for home renovations on the rise After spending so much time changing the way we live because of the pandemic, homeowners have found new ways to make home life fit with our new realities. As part of that change, we’re doing home renovations to get more comfortable in our current live-work environment.

Student loan debt is a crisis! Americans owe more in student loans than they do on credit cards.

Buying a home for the first time can be one of the most intimidating processes we undergo in life, but it doesn’t have to be that way! We’re here to spread as much knowledge as we possibly can to help your purchase or refinance go as smoothly as possible.

Since the state of California started the movement of legalizing marijuana for medicinal purposes, many states have also followed suit. So many, in fact, that 1 out of 5 Americans live in a state where it is legal to purchase and smoke weed freely—without a doctor’s note—and it won’t be stopping there.

It’s not your imagination if you feel a case of the winter blues every year. Your mood swings, fatigue, and lack of energy can be attributed to colder weather and the national time change that results in shorter daylight hours. There’s actually a clinical term, called Seasonal Affective Disorder (SAD), that describes how a lot of people feel during the fall and winter months.

While making resolutions can signify a fresh start for many people, it might be a good idea to set impending goals before the new year begins. This action allows us to mentally prepare ourselves for the changes we plan to make. New Year’s resolutions should be about making beneficial changes in the months ahead.

Selling your home also requires a fair amount of Spring Cleaning. Not just the of recycling old boxes, but also creating that sense of “home” for someone else.

The pandemic forced us to spend a lot more time at home. With stay-at-home orders, our homes became an even more important place to spend time with family. That confinement (and spending less money outside the house) is a huge factor that contributed to the current remodeling trend.

Your neighbors are the key players when it comes to building and maintaining a strong community. Whether you live in a new or existing neighborhood, communities can grow as long as residents are willing to foster relationships with their neighbors.

Smell is one of our most important senses and different aromas can trigger various emotions in our daily lives.

It’s almost time to turn back the clocks one hour. This means we’ll gain an hour of sleep, but it will get dark earlier in the day. The 2021 Daylight Saving Time (DST) officially ends on Sunday, Nov. 7, at 2 a.m. (fall back an hour to 1:00 a.m.)