Life at PHMC
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Loan Options Guide Get the Scoop on Home Equity LoansSeptember 1, 2022The last several years have proven to be unpresented times for property appreciation with homeowners’ s equity increasing at an extraordinary pace. Do borrowers have to sell to access some of that equity? What if a borrower wants to make home improvements, pay for college, buy a car, or consolidate other outstanding bills? Now could be a good time for you to consider a home equity loan or cash-out refinance.
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Loan Options Guide Buying a home for the first time: is FHA the way to go?September 2, 2021Federal Housing Administration (FHA) loans are popular, government-backed home mortgage loans that are tailored toward borrowers with limited savings and/or credit challenges. However, anyone who meets the eligibility requirements may apply.
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Homebuying Resources Delayed Financing puts money back into your pocket after paying cash for a homeJuly 8, 2021Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home?
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Loan Options Guide Marijuana: Effects on Economy, Jobs, and Property ValuesApril 20, 20151996 marks a watershed moment when California became the first state to legalize medicinal marijuana. 19 years later, the legalization of a once strictly outlawed substance has now been legalized for medicinal purposes in 23 states.
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Homebuying Resources How to Buy a Brand New House by Throwing a Paint and Pizza Party as Your Down PaymentJanuary 13, 2015One of my favorite parts about real estate is that someone can buy a New Construction Home. This is one of the rare times in this world that you can truly call a place yours, and only yours.