Where do you feel most at home? Do you prefer rolling hills and fields over the hustle and bustle of a city or suburb? For all those wishing to escape the traffic and crowds that come with city life, a cozy home in the quiet atmosphere of a rural community is waiting for you with 0% down! A USDA home loan offers qualifying home buyers the chance to purchase a home in rural areas with many benefits.
Is a USDA home loan right for you?
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4 Reasons to Consider a USDA Home Loan:
1. No down payment
2. Lower interest rates
3. Relaxed credit guidelines
4. Low income requirements
QUALIFYING FOR A USDA HOME LOAN:
- US citizenship or permanent residency
- Meet income eligibility by state/county
- Meet credit requirements
- Must be primary residence
- Property must be in a USDA-approved area