Andrea Broenneke

Andrea Broenneke

Mortgage Consultant
NMLS ID 4216
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About

As a University of Idaho graduate and a Moscow community member for over 20 years, I have had the pleasure of working with many groups and organizations, including United Way and Bear Boosters. My experience gives me a strong knowledge of the community and I have built relationships with other professionals to help you through the process of attaining homeownership.

Home buying can be a very exciting time! I specialize in first-time buyer programs, including FHA, VA and USDA Rural Housing. Whether you are a first-time buyer, refinancing, looking to purchase a second home or investment property, I will walk you through each step of the process. My goal is to find the mortgage that is best suited for you and works with your overall financial goals in mind. I look forward to showing you what premier service can be!

Contact Info

Phone
Cell Phone 208-310-1213
Fax 866-531-1422
Address 220 E 5th St. Suite 200, Moscow, ID 83843
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At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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