Andrew Mikkila

Andrew Mikkila

Senior Mortgage Consultant
NMLS ID 817743

About

I enjoy working at Platinum because our values are what I would expect if I were the consumer.  There is no hidden agenda – we are honest and upfront from the point of the initial loan application through the closing of the loan.  My goal is to impress each client I help with great service and informative suggestions that allow me to build and maintain these relationships for years to come.

In my spare time I enjoy recovering from various injuries sustained while playing in 12-inch softball leagues with friends.  I am also a supporter of the local craft beer scene and enjoy brewing my own beer with my dad.  I closely follow all Chicago sports teams and have been a die-hard Cubs fan ever since my grandma introduced me to the team as a young child – and I love talking sports with my clients! Most of all I enjoy spending time with family – especially my niece and nephew, Lauren and Drew.

If you'd like any information about FHA, VA, down payment assistance programs, or one of our multiple renovation loan products, please don't hesitate to give me a call. Or if you are interested in my favorite loan product, the 15-year fixed, I can always provide a quote and breakdown of your proposed payments at no charge.

Contact Info

Phone
Cell Phone 312-702-8383
Fax 312-702-8384

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Let me guide you through financing

At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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