Carolina Quijada

Carolina Quijada

Mortgage Consultant
NMLS ID 2026928

About

At Platinum Home Mortgage, we are able to provide financing solutions to our customers to meet their individual needs. We have been in business since 1993 and are licensed in all 50 states and the District of Columbia.

Whether you are purchasing or refinancing, put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.  I specialize in first-time buyer programs, including FHA, VA, and USDA Rural Housing. We offer a variety of down payment assistance programs and low down payment financing for manufactured homes.  Don't fit the standard mold?  Our "outside of the box" program offers financing for self-employed borrowers, non- U.S. citizens, investors with more than 10 properties, and non-warrantable condos.

For consumers interested in buying or refinancing a property in need of repairs, our specialized renovation department will assist you from initial application through the hammering of the last nail. Find out about the benefits of FHA and conventional renovation financing.

Contact Info

Phone
Cell Phone 909-727-1088
Fax 909-296-8960
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Let me guide you through financing

At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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