With over 20 years of mortgage origination as well as real estate industry experience (and more than 10 of those years with PHMC), you can rest assured that I will handle your transaction with the utmost knowledge and integrity. The process of obtaining a home loan should be one that leaves you knowing you made the best financing decision. It's my standard practice to make sure each and every one of my clients has a good experience.  

At PHMC, we are able to provide financing solutions to our customers to meet their individual needs. We specialize in all Conforming, Non-conforming, FHA, and VA loans available today. In addition, we offer unique jumbo, Non-QM and niche products that other lenders do not. Our fast turn-times and smooth transactions make us the lender of choice for many individuals and families nationwide.

Whether you are purchasing or refinancing, in addition to the A+ borrower loans, I'm an expert at outside-the-box solutions to meet the toughest financing needs. I have the knowledge and expertise to guide you into the best product for your current situation and make sure you feel comfortable throughout the entire process by having open lines of communication and answering any questions or concerns you may have.  One of the most exciting things a borrower can tell me upfront is they’ve been denied by other lenders for one reason or another as it gives me the chance to make things work and be the one to help them get it done!

 Make confident offers with a PHMC Purchase Pre-Approval Letter -- delivered fast using accurate information with all questions answered, and as much knowledge as I can provide to make sure you and your realtor are prepared to negotiate.  Please don’t hesitate to put your real estate agent in touch with me when you start the house hunting process and we can work together to make sure you experience the best possible outcome for the transaction.