Lisa Fitzpatrick-Brown

Lisa Fitzpatrick-Brown

Mortgage Consultant
NMLS ID 583047

About

I thoroughly enjoy helping others with their home financing needs. I feel it is very important to discuss all financing options available, so you can make an educated decision as to which loan program will best fit your needs.

At Platinum Home Mortgage Corporation, we are raising the gold standard of mortgage lending… to platinum!
I am proficient in an array of loan programs, including first-time homebuyer programs, including FHA, VA, and USDA Rural Housing with an emphasis on new construction. We also have a specialized renovation department that serves our customers from initial application through the hammering of the last nail. Find out about the benefits of FHA and conventional renovation financing.

Whether you are purchasing or refinancing, I have the knowledge and expertise to guide you into the appropriate program. Put my 20+ years of experience to work for you and experience a new dimension of mortgage lending.

An advocate of community involvement, I am a member of the North Idaho Building Contractors Association.

Contact Info

Phone
Cell Phone 208-659-4791
Fax 888-224-1117

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Let me guide you through financing

At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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