Randy Perre

Randy Perre

Mortgage Consultant
NMLS ID 238867

About

My goal as your mortgage lender is to make the loan process as smooth as possible for everyone involved. I will treat your loan as if it were my own.

 I specialize in first-time homebuyer programs, down payment assistance, FHA, VA, and conventional loans. We also have several other unique programs to help our clients, including FHA loans down to 580 FICO score, W-2 only qualification loans, bank statement income qualification for self-employed and the FHA-203K / HomeStyle Renovation Mortgage loans.

 I’ve been a licensed mortgage lender since 2002 and am currently licensed in California, Nevada, Arizona, and Idaho. Over the years I have had the privilege of helping thousands of families purchase or refinance their homes. My business is built on helping others achieve their home ownership goals. Whether you are a first-time homebuyer, buying a second home, purchasing an investment property, or you are a real estate professional looking to partner with a reputable lender, I look forward to the opportunity to demonstrate the benefits of my service.

 Well rooted in the community, I am a devoted husband and loving father of four children, and one grandchild. I have served on the board of directors for West End Real Estate Professionals, Inc. and have spent countless years as a volunteer baseball coach in the High Desert Little League.

 It is time to explore your mortgage options. Call me today… I’m never too busy to help.

Contact Info

Phone
Cell Phone 909-559-2710
Fax 866-223-1561

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Let me guide you through financing

At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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