Tina Calcaterra

Tina Calcaterra

Mortgage Consultant
NMLS ID 1370667
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About

As a former engineer, I utilize my organizational and analytical skills to provide borrowers the details and solutions they need to make an informed decision.

The process of getting a mortgage can be confusing and frustrating.  By outlining the process and explaining the unknowns to borrowers, a more relaxed expectation is set. Communication and constant updates to everyone involved in the transaction is key! 

I am passionate to ensure a high comfort level and seamless transaction experience for the borrower.
Whether you are purchasing or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.

Contact Info

Phone
Cell Phone 248-417-3358
Fax 586-314-2134

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Let me guide you through financing

At Platinum, is as easy as 1-2-3-4!
GET PREAPPROVED
Getting a pre-approval letter is the first step towards getting into a new home. You will need to answer some questions about your income, asset you may have and a credit check to see how much house you can afford. You will then receive a letter that contains the amount you are approved for based on the income, assets and credit information you provided.
MAKE AN OFFER
After you found the right home, it's time to make an offer on the house. This involves submitting a letter that includes information about yourself, your offer price and anything else you like to include in the offer. Most offers include an earnest money deposit, which contains 1%-2% of the purchase price of the home.
HOME APPRAISAL
An appraisal is always required to buy a home with a mortgage. It helps protect you as a borrower, by making sure that the current value of the property is not lower than what you are trying to buy it for.
Property
Last step is closing on your home. You will receive a closing disclosure, that gives you information about what you need to pay and a summary of your loan details. At the closing meeting, you will sign a settlement statement, mortgage note and mortgage or deed of trust to secure the mortgage note. After which you are finally the owner of your new home.
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