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Cash-out Refinance
to 90-95% LTV

No More Student Loans!

Goodbye Credit Card Debt

Debt Consolidation & Fresh Starts

Life Events are Expensive!

1-833-3CASHOUT

Learn about Platinum

Here at Platinum, we understand that no two homebuyers are the same. Our main priority is to offer innovative loan programs to fit the unique needs of homebuyers and homeowners in today’s market. We are committed to our customers from the initial application to handing over the keys at closing. We are your lender for life.

Company History Platinum Difference

What our Clients Say

I had a great experience with Chris Amato at the Chicago branch. I originally tried to work with the lender that does the most advertising on radio and TV. They were quick. They were easy to understand. But their interest rate was almost a half percent higher than Platinum's and they were charging slightly more for closing costs. Then I tried the banks. All of them were slightly more in both interest and costs. One bank named for America had an absurdly un user friendly computer system. They sent me an explanation of more than a dozen pages when I told them I could not understand them. Chris had been very friendly and easy to work with. Almost all the work was done by telephone or email. We are closing today. I live in California, my refinance is an Austin Texas property, and Chris' office is in Chicago, Illinois. I recommend Chris to anyone doing a refinance or other loan anywhere in the country.

Jean-Pierre Katz

To be honest it had been a few years since I last went through a mortgage / refinance process...James and his staff did not disappoint. Everything was handled with extreme professionalism. They worked around my schedule and made sure to make any information gathering needed as easy and painless as possible. We did a streamlined FHA loan and from start to finish was probably 40 days or less, very impressed! If you are looking for a mortgage, loan, refinance, remodel, anything, talk to Platinum Home Mortgage for sure. Thanks James!

Kyle B.

Gene Sr, Just want to thank you for helping us realize the dream of home ownership. We never thought we would be able to purchase a home and we met you Gene Sr. Here we are today, signing our loan doc's and getting ready to move into our new home. It is so exciting for us and our children. Wow. Working with you and Sarah Martin, your Processor was a pleasure. The follow up from you and your staff and keeping us informed every step of the way was amazing. Returning phone calls at night and weekends, was not expected. I will recommend you to all of our friends and family for all of their real estate financing needs. Thank you very much!!

Choua Moua

My wife and I have been looking for a house for just about a year when I decided to change the Realtor I was dealing with. We soon found a house that we really loved and wanted to make an offer. We are so very lucky that our, more than awesome agent, told us that we should use Platinum Home Mortgage, as they are a local, direct, lender which will be easier to work with. We did make an offer and had to close in only 2.5 weeks! Colleen, Barbara, and the rest of the team did such a phenomenal job, that we actually closed in time! They did EVERYTHING they could to help us out, including take all of my 15 calls per hour through the whole 2.5 weeks, all the way up to staying late almost everyday to make sure all of our paperwork was in order and that it would pass though underwriting. I will most certainly tell everyone I know, and even those I do not, that Platinum Home Mortgage is the best mortgage company bar none.

Nick R.

Talk about excellence, trust, reliability, friendliness and everything else you need when you are in the process of purchasing a home, Estela is definitely the person to consider. My husband and I went to her by reference and our expectations exceeded to infinity and beyond. Me being a broker myself I had dealt with a lot of loan officers in the past but Estela is definitely fabulous and I will definitely be recommending her to everyone of my clients and friends.

Edgar R.

My husband, Terry, and I just bought our first home after almost 30 years of marriage. Mark Silva was our loan officer and I want to recognize him for the great job he did for us. He was professional, honest and direct, and to the point from the beginning of the process to the end. I was terrified, but he did his very best to keep me calm and positive. We went VA loan at a time when no one really wanted to deal with that. He welcomed us and thanked my husband many times for his service; for a war veteran that means more that people know. He told us what he needed and when and explained fully every step of the way. Everything went so smooth it didn't feel real. We put our offer in mid March and on April 17th we had the keys to our home with a VA loan! Between Mark and our real estate agent, Sarah Sainte Claire, we couldn't be happier! We highly recommend Mark Silva and Platinum Mortgage to everyone! I hope he gets the recognition he deserves!

Kathleen Scott

I am writing to you in regards to the work performed by my loan officer Sandy Ovalle over the past year and a half. I am currently working on my third deal with Sandy. (My house and two investment properties). I couldn't be happier with the work that she and the staff at the Richmond branch have done. She is very organized and responds promptly to any of my questions. She notifies me regularly of any items that I need to provide to progress my purchase towards the date of close. She is easily accessible and does not mind researching any items that will help me understand my options during the escrow period. Overall, I am very happy with her work and will definitely continue working with her and the rest of the staff at the Richmond branch should a future purchase or sale come along. I have also referred friends and family to Sandy and the staff at Platinum and have heard similar reviews in regards to the customer service at the branch.

Mark H.

From start to finish, Enevy Leach was very knowledgeable and pleasant to work with throughout my loan process. She was able to describe complex loan terms in an easy-to-understand manner that, as a first-time home buyer, I appreciated the most. Prompt, efficient, honest, and clear are all words that I would use to describe my experience with Enevy. It's no wonder why she is (and will continue to be) my family�s go-to loan advisor.

CHris D.